Introduction

• These Terms and Conditions govern the provision of insurance services by HEDWIG FINANCIAL SERVICES PVT. LTD. By purchasing our insurance solutions, you agree to comply with these Terms.

Eligibility

• Insurance services are available to individuals or entities that meet the eligibility criteria specified by the Company. All information provided must be accurate and complete.

Coverage

• The insurance coverage provided will be as outlined in the policy document. Any additional coverage or endorsements will be subject to separate agreements.

Premium Payments

• Premiums must be paid as per the agreed schedule. Failure to pay premiums on time may result in the cancellation or suspension of coverage.

Claims Process

• Claims must be submitted in accordance with the procedures outlined in your policy. The Company reserves the right to investigate claims and may request additional documentation.

Exclusions

• Specific exclusions apply to the insurance policies, which are detailed in the policy documents. The Company is not liable for any claims arising from excluded circumstances.

Cancellation

• Policies may be canceled by either party with prior notice, subject to the terms outlined in the policy document. Refunds, if applicable, will be processed as per the policy terms.

Limitation of Liability

• The Company's liability is limited to the amount of coverage provided under the policy. The Company is not liable for any indirect, incidental, or consequential damages.

Amendments

• The Company reserves the right to amend these Terms at any time. Clients will be notified of significant changes, and continued use of our services constitutes acceptance of the revised Terms.

Contact Information

• For any queries or concerns regarding these Terms, please contact HEDWIG FINANCIAL SERVICES PVT. LTD. at info@hedwigfingroup.com.